About us

This blog is written by Dave and Carol. We have arrived to United Kingdom almost a decade ago, penniless but full of enthusiasm. I (Dave) was born during the early 80s in Poland. My spouse Carol is from Taiwan. We have two young kids and currently live and work in London.

This website is a documentation of our road to financial independence. We both have frugality in our DNA but so far we lacked a clear goal where we want to be in a near (and far) future. This all has changed once we drunk a kool-aid of F.I.R.E. movement.

We both are analytical thinkers. As such we enjoy the process of research and calculations that underpin our financial decision. We decided to share our musings, case studies and spreadsheet calculations. We hope that you might find use for some of them.